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10 Ways to Earn Extra Money and Plan for Your Future


We could all use a bit more money, whether it’s right away for unplanned expenses or for a future endeavor. Luckily, these days, it’s not that hard to earn some extra cash and here are some ways how it can be done.
Earn extra money

Ask for a raise

If you decide to do this, you need strong arguments. Research the salary range for your position and specify what you add to the company. The best time to ask is when you’ve been on a good streak. Don’t worry – the worst thing that can happen is your boss saying no.

Get a part-time job

If the boss does say no, you can always look for a part-time job. Consider your skills and see what else you can do. There are plenty of options online. You can become a tutor if there is an area where you excel. Additionally, think about becoming a freelance content writer or proofreader if you have a great command of English. You can even become a virtual assistant.

Sell things online

When it comes to selling things online, your options are limitless. Have some clothes that you haven’t been wearing lately but are in top condition? Put up ads online. Your house is full of books which you will never read again? There are people willing to pay for them. From Craigslist to eBay, the internet gives you plenty of opportunities.

Start a blog

Another thing you can do online is start your own blog. Yes, it takes time to become established in order to earn money through it, but if you stick to what you know and talk in a way that attracts readers, you can get a lucrative deal. Additionally, start a YouTube channel.

Become a driver

Something else you can do as a part-time job is start driving for companies like Lyft and SideCar that are always looking for drivers. This could be a great source of income if you are a people person and don’t mind driving non-sober people around during weekends.

Offer pet sitting services

Seeing as how there are many people that need someone who can take care of their pet while they are away, this can be a way to make extra money. You can decide between occasional, part-time or full-time employment. If you love animals, this is a win-win. Other similar services include babysitting and house sitting, so look into which option suits you best.

Rent out your house

If your job takes you out of town a lot, you can earn money by renting out your house. Many platforms like Airbnb give you the option of letting someone else use your house for a certain period of time. If there is a huge event in your city, you can even stay at a friend’s house and earn money by renting out your space.

Improving your credit rating

Yes, this is technically not a way to earn money, but it is a strategy that will help you in the long run. It is crucial to repay the money you borrowed in the set period. For example, let’s say you wanted to renovate your house and applied for online home improvement loans. By making your monthly payments on time, you will show that you are a responsible person. This will positively affect your credit rating record and might help you get other loans in the future more easily.

Change banks

Take a look at your bank statement. Look at all the fees you pay on a monthly basis. Do you have accounts in several banks? You might be even paying double for everything. Consider all available options and find the one that will end up saving you the most money. Don’t be afraid to switch banks as you might be able to take advantage of various promotions.

Reduce your expenses

Again, this is not actually earning, but it helps with saving money. Cut all the subscriptions you don’t need. Don’t buy new clothes if you don’t need them. Bring impulse buying to a minimum.

There are many other ways to earn money besides these; do online surveys, compare prices, use cashback systems, make your own meals. However, if you don’t need the money right away, you can put it into your piggy bank or savings account. That way, you have some emergency funds, or you can treat yourself to an expensive holiday.

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