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How can Insurance Help you Meet the Expenses of a Typhoid Vaccine and Treatment?

Health Insurance

The World Health Organisation (WHO) estimates that around 1.5 million individuals suffer from typhoid each year in India. The majority of deaths due to this disease are more prevalent among children between the ages of 1 and 4 years.

Typhoid is caused by the bacteria salmonella typhi which primarily spreads through water and food. Usually, the presence of this bacterium is more prevalent in places with improper sanitation and hygiene.

The primary symptom of typhoid is mainly high fever that can cross 104°F. Other signs include diarrhoea, constipation, stomach pain, loss of appetite, weakness, and cough.

Typhoid vaccines are essential to prevent the onset of this disease. Without vaccination, the chances of death increase alarmingly. Opting for typhoid health insurance cover can lower the expenses involved in the same.

Types of typhoid vaccines

Typhoid vaccines are of two types:

  1. Inactivated typhoid vaccine

As the name suggests, this vaccine is made from inactive bacteria. It is injectable, and individuals require a booster dose every 2 years.

Children must receive the inactivated typhoid vaccination between the ages of 9 and 12 months.

  1. Attenuated typhoid vaccine

This vaccine is made from weakened bacteria and administered orally. Individuals have to take this medication every alternate day (total 4 days) for one week. They will need a booster dose every 5 years.

Children must be at least 6 years old to receive the attenuated typhoid vaccine.

Individuals having severe reaction or allergies dues to an earlier vaccination should consult a physician before taking another one.

Availing a typhoid health insurance policy helps you avoid the cost of vaccination. This scheme also covers individuals who are suffering from this disease.

Some of the coverage that you receive with this insurance scheme includes:

  1. Medicine expenses

Regular intake of antibiotics is essential to fight typhoid. Patients might have to take strong antibiotics in case the disease turns severe.

Such medications will consume a substantial portion of your income. A health insurance scheme covers all the medicinal expenses that you incur before, during, and after hospitalisation.

  1. Hospitalisation charges

Once hospitalised, you have to clear several bills regularly. A health insurance policy will provide you with a cover of up to Rs. 50,000 to address such expenses.

Also, you have to pay bed rents which these schemes also provide. Bajaj Finserv brings you easy to avail Pocket Insurance schemes such as the water borne diseases insurance cover. Under this policy you can avail up to Rs. 1,000 per day for standard beds and up to Rs. 2,000 per day for ICU beds.

You can additionally opt for a Hospital Cash Cover Pocket Insurance scheme for more financial coverage of such expenses. Avail daily cash benefits over your water-borne cover for complete financial coverage.

  1. Other expenses

You will incur several expenses even before hospitalisation and after it. However, a health insurance cover for typhoid will help you meet such expenses for a time period of 15 days, before and after hospital admission.

  1. Doctor visits

Doctors’ fees apply in hospitals as per the number of visits offered. A longer stay will invariably include multiple visits, which will reflect in the bills accumulated. Healthcare remunerations include a large section of doctors’ fees.

Hence, availing typhoid health insurance protection can help you immensely in this case.

  1. Diagnostics tests

Blood culture, Widal test, stool culture, platelets count test, CBC, and urine culture are some of the tests that patients have to undergo when suffering from typhoid. A health insurance policy will cover all these expenses.

A typhoid health insurance cover will keep you protected from against all of these expenses mentioned above.

Health insurance policies such as typhoid health insurance cover can easily help you meet the financial requirements to meet proper healthcare treatments, vital to eradicate these diseases from the demographic. With an insurance policy in place, you can cover the expenses and the hassle to such requirements with ease.


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