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How to apply for a Bajaj Finserv EMI Card: Online & Offline Methods

It is extremely convenient to be able to buy your favorite products on affordable EMIs. The Bajaj Finserv EMI Network Card allows you to do exactly that. The EMI Network Card comes with a pre-approved loan of up to Rs. 4 lakh, which can be used to shop for over 1 million products and services. From your favorite gadgets to your most cherished home appliances; you can buy all your desired products on No Cost EMIs. You can then repay the amount without any hassles, with flexible tenors ranging from 3 to 24 months. The EMI Network Card also offers other perks such as cashback offers when you shop on the Bajaj Finserv EMI Store.

With all of these benefits, the EMI Network Card has become a popular digital payment tool. The application process to obtain the card is easy and only takes a few minutes. Here is everything you need to know about apply for EMI Card

Online method to apply for the Bajaj Finserv EMI Network Card

You can apply for the EMI Network Card online. The card gets activated instantly and the process is completely digital. The process to apply for this Insta EMI Card consists of 3 quick and easy steps. But before you go ahead with the application process, it is important that you check the eligibility criteria for availing the card. The following are the eligibility criteria for the Insta EMI Card.

  1. Your age should be between 21 and 60 in order to apply for the card offline.
  2. To apply for the Insta EMI Card online, your age should be between 23 and 65 years.
  3. Lastly, you must have a reliable and regular source of income.

Now that you know the eligibility criteria for the EMI Network Card, you can apply for Bajaj EMI Card in three easy steps.

Step 1: Visit the website and check your pre-approved offer

The first thing you need to do is visit the official Bajaj Finserv website to apply for the Insta EMI Card. Upon providing your phone number and your date of birth (according to your PAN Card), you will be sent an OTP to the given number. Once you enter the OTP, you will be able to log into the website. Now, you will be asked to provide a few basic details after which you will be shown the pre-approved limit that you’re eligible for. 

Step 2: KYC Verification

The Bajaj Finserv Insta EMI Card requires you to submit no physical documents. All you need to do is verify your KYC via OKYC or CKYC. OKYC or Offline e-KYC enables paperless verification of your Aadhaar number. It offers privacy and makes the process efficient. CKYC or Central Know Your Customer is an initiative by the Government of India that allows different banks and financial institutions to safely verify your KYC. You can complete your CKYC through major financial institutions like RBI and SEBI. All you need to do is fill up a form, submit your PAN Card and other documents as proof of identity and address. You can also check the status of your CKYC by logging into the websites of different financial services.

Thus, you can get the KYC verification done by either of the two processes. They are easy and extremely safe.

Step 3: Pay the joining fee

The Bajaj Finserv Insta EMI Card has a nominal joining fee of Rs. 567. You need to pay the joining fee to complete the application process. The Insta EMI Card will be immediately activated and you can access it on your phone via the Bajaj Finserv Wallet App.

Offline method to apply for the Bajaj Finserv EMI Network Card

If you’re not tech-savvy or want to apply for the Bajaj Finserv EMI Network Card offline, you can do so by following these simple steps.

Step 1: Visit your nearest Bajaj Finserv partner store. You can use the store locator to find the nearest outlet that accepts the Bajaj Finserv EMI Network Card.

Step 2: Choose the product you want to buy. You can choose from smartphones, laptops, refrigerators, mattresses and more.

Step 3: A store representative will guide you through the process. During check-out, you can opt for in-store financing.

Step 4: Lastly, you need to submit a list of documents that are required to issue the card. You need to submit a copy of your PAN Card along with a document that serves as proof of your address. As proof of your address, you can submit your Aadhaar card, passport, Voter identity card or other such documents. Other than this, you will also have to submit a cancelled cheque and a signed ECS mandate. 

The EMI Network Card will be activated upon document verification and you will be able to use it at Bajaj Finserv partner stores like Reliance Digital and Croma. You can also use it to purchase products on EMIs on the Bajaj Finserv EMI Store. 

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Roop
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