Simple Ways To Save Money And Earn Extra Cash


Making ends meet on a monthly basis is not always the easiest thing to do. Imagine, however, if you could find simple ways to save money and earn extra money in your spare time with little effort. With the extra money you earn or save, you could go on vacation with your family, put money away for emergency situations, or start saving for retirement. You may also want to use your extra funds to pay off any debts you have. No matter what the reason, having some extra money saved up for things you need or want is always a great idea.

Simple Ways To Save Money

Below are some great tips on how to save money on things you pay for already. Many of these tips will be easy to implement and will not require an upfront investment.

Create A Budget

Most people know what a budget is. However, only a small percentage of people actually create and stick to a budget. For smart money management, it is recommended that you follow a 50/30/20 budgeting plan. This is broken down by using no more than 50-percent of your income for necessities such as rent or mortgage payments and then splitting the rest between things you want and putting money into savings.


Shop Smarter

Because we have to stop regularly for groceries, it can be surprising how quickly those trips add up. While trips to the store to buy groceries and toiletries is necessary, it is wise to plan ahead before you go shopping. Plan your trip ahead of time and look for coupons and loyalty programs that can help maximize your savings while buying the items you normally purchase.

Bundle Insurance Coverages

A great way to save money on insurance is to combine different policies into a single policy. Many insurance providers offer discounts to customers who combine their homeowners and car insurance policies together. This is typically called a multi-policy discount.

Go Solar

In order to save money on your monthly electric bill, consider investing in solar panels for your home. Most people are wary of spending money to have solar panels installed because they are afraid the ROI will not be worth it. Studies have shown most solar panel system installations pay for themselves through electricity savings within three to five years. There are also many local and federal government solar tax credit benefits to consider.

Simple Ways To Earn Extra Money

Earning a little extra income from home in your spare time doesn’t have to be too complicated. Just like with any work, it will take some time and effort. Below are some easy ways to bring in a little extra cash that anyone can do.

Sell Unwanted Stuff

One of the easiest ways to earn a little extra money is to sell off items you own that you no longer need or use. There are many ways to go about selling your stuff. Some options to consider are a garage sale and selling on sites such as eBay or Craigslist. If you love to sell online and are good at it, consider asking friends and family if they would like you to help sell their unwanted belongings for a small fee.

Virtual Assisting

If you like the idea of working from home, you can easily find jobs for virtual assistant positions. These jobs are simple and require you to help others complete simple tasks. Jobs like this can be found online through job boards on, Upwork and

Sell Services

Everyone has at least one thing they are pretty good at. Selling your services online through sites like Fiverr can be really simple to accomplish. If you are good at things such as web design, blog writing or video and animation services, you can easily get paid for your services. Fiverr is a vast marketplace that allows any digital nomad to easily make a part-time or full-time income selling their services from the comfort of their own home.