Money can be a wonderful thing, but it also put a lot of pressure on us. There are a lot of reasons as to why this could be the case; you may have lost your job recently, for example, or you might have an unexpected medical bill suddenly crop up. You may simply be struggling financially in general, and this is never a good thing. Fortunately, in most cases, there are ways to get out of it and make things better. However, not everyone is so lucky. Some people, and this might be you, have to file for bankruptcy. This is never a fun or easy process and that’s why, if you are going through it, you need to make sure you know what steps to follow. Don’t worry, as that’s why I’m here today. Here’s my top tips for filing bankruptcy in Atlanta.
In my opinion, the first thing you should do is look for a good Atlanta bankruptcy attorney. There are a variety of reasons as to why this is the case; first of all, bankruptcy isn’t something you want to go through by yourself. It can be a really tricky situation emotionally, but more importantly financially. As I already said, money can be really difficult to handle and when your finances are at this delicate stage, you need to make sure you’re getting the best advice possible. If you are working with a high quality attorney, your chances of sorting yourself out will get a great boost. They’ll know exactly how to help you with your money and their experience will be invaluable; make sure you do some good research and find a good attorney that’s near you.
I reckon you should also think about completing a Chapter 7 means calculator test. In essence, this allows you to take a test which figures out if your monthly income is below or above average the median for families the same size as yours in your state (Atlanta). This could be really handy, because if you are below average then you can file for a Chapter 7. This will help you to become debt free within 4 and 6 months (in most cases), and I think we both know that’s a pretty good thing. There are a lot of websites that allow you to take these kinds of tests, so get looking. Don’t try and abuse the system, though; not only is the unfair to other people who are filing for bankruptcy, but you’ll most likely get found out as well.
You should also try your best to find a company or attorney who has really good customer service. As I’ve mentioned, bankruptcy can be a really testing time already and the last thing you want is to be dealing with a bunch of people who are horrible to work with. Good customer service is key; they should be trying to make you feel as welcome as possible and you shouldn’t be afraid to ask any questions. Ask around to try and figure out who the best people are to work with in your scenario.