Insurance companies employ teams of attorneys and adjusters who immediately begin investigating a claim as soon as it’s filed. When you are injured, whether in a car accident, at work or anywhere else, retaining a personal injury attorney as soon as possible is your best course of action.
If you've been hurt as a result of someone's or a company's incompetence, you're already asking yourself a lot of questions. One of the first questions that comes to mind is whether you'll need an attorney or whether you'll be able to pursue a claim on your own. This article is written to assist you in determining whether or not you need the services of a personal injury attorney.
Hiring an experienced, professional, and well-respected personal injury attorney or injury law firm is critical, whether you have been injured as a result of another person's or company's negligence. Unfortunately, many people try to take on their personal injury lawsuit on their own and fail for various reasons.
Represent Yourself or Hire An Attorney?
Numerous reports have shown that a claimant advised by professional counsel will ‘net' more compensation than if they pursued a personal injury lawsuit on their own. This figure would be even higher if it weren't for the many personal injury settlement mills and entertainment law firms that often leave money on the table. Keep in mind that if you want to manage your own personal injury claim, an insurance company will almost certainly give you a small settlement just to get out of it. These overtures are referred to as "nuisance value" offers.
In other terms, the insurance provider is only paying money because the personal injury lawsuit is just a bother to them because the unrepresented injury claimant is unlikely to zealously pursue a claim to the fullest. You may write numerous letters requesting a payout from the respective auto insurance carrier, but it’s likely they will go unanswered because an individual lacks the know-how to pursue a legal claim or lawsuit. As a result, an insurance company will behave as though they have little to be concerned with and their policyholder will be unaffected.
While you can technically represent yourself, you run the risk of not being unable to negotiate with an insurance carrier over medical costs that may arise as a consequence of medical attention. Furthermore, an individual may not have the experience to know to retain specialists in order to assert damages and accurately explain the seriousness of the injury suffered.
In the end, there is no substitute for experience, especially in the legal field. Consulting with a personal injury attorney after suffering an injury is highly recommended. At the very least, you get sound advice from a professional about whether or not you have a legitimate claim and if you need to hire counsel.
Things to Keep In Mind
Most do not realize that if an insurer disputes your injury claim, (which they will), you will have to employ an expert to verify your injury. This is only one illustration of professionals you may need to enlist to adequately portray your claim throughout an open case. Throughout open litigation with an insurance company, one may enlist surgical specialists, mental health professionals and other physicians to testify on their behalf regarding the injury. An attorney with experience will know who to call.
The truth is that the insurance companies do whatever they can to compensate you with the least amount of money. An attorney is incentivized to get you the largest settlement they can, because the more you get awarded, the more they make.
You're in the possession of a business that wants to boost gains while minimizing losses. So, find a solicitor who just gets paid once you get paid, and you won't be left with the financial consequences of a bungled lawsuit.
The moral of the story is that seeking legal advice immediately after an injury happens is the best route. Whether you hire a personal injury attorney is up to you, but 99.9% of the time you are better equipped to navigate your claim with an attorney than without one.